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Mutual Benevolence Plan (MBP)

Enroll in MBP today


Attention MBP Members:
CCOSA is in the process of changing our database to a new system.  We are placing a hold on any new enrollments until the changeover has been put in place.  Please email Nicole at or call her at 405-524-1191 with any questions.  

Formerly known as the CCOSA Death Member Benefit Plan, the CCOSA & OkACTE Mutual Benevolence Plan (MBP) organizes and facilitates the voluntary, monetary contributions to the beneficiary of an eligible member upon the death of that member.

Each program participant contributes $10.00 to the Mutual Benevolence Plan fund to provide financial assistance to the beneficiary of an active member of the program.

Who is Eligible?
  • Full-time active members of CCOSA and their spouses
  • Associate members of CCOSA, national members are not eligible to participate in the program.
  • Members of OkACTE deemed eligible to participate in the program
  • OARSA members are eligible if they’ve been a MBP participant for 3 years prior to retirement.

All participants that were active in the CCOSA Member Death Benefit Plan or the OkACTE Mutual Benevolence Plan as of March 1, 2017, do not need to re-enroll in the new program.

Important Program Guidelines 
  • When the participation enrollment window is opened, enroll online and select a payment method from the following options for your initial $40.00 enrollment fee: credit card, mail a check, or automatic cash withdrawal from your checking/savings account (ACH).
  • Each member of the program will be notified by email of the death of a participant and will then send $10.00 to replenish the fund through a link provided in the email or by mail. $10.00 for each participating member in the plan (minus a 5% administrative fee to CCOSA) will be sent or delivered to the beneficiary in the event of the death of a member or member’s spouse.
  • Program participants have 60 days after the death of a participating member or spouse to pay their $10.00 membership fee to the Mutual Benevolence Plan. CCOSA will provide notice to delinquent program participants within 30 days of the initial death notice that payment is needed to remain eligible for program benefits.
  • Additionally, Mutual Benevolence Plan participants will be eligible for a dues return benefit. Upon the death of a CCOSA active member, their beneficiary will receive a portion of their membership dues under the following schedule:
    • $50.00 per year for the first five (5) consecutive years of CCOSA membership
    • $75.00 per year for years 6-10 of consecutive CCOSA membership
    • $100.00 per year for years 11 and beyond of consecutive CCOSA membership.

We encourage all CCOSA members to take advantage of this unique “insurance” opportunity. With your support, we can ensure that CCOSA members and their families receive immediate financial support during a most critical time.  

There is an average of 1,279 active members in the Mutual Benevolence Plan. In 2020, there were 13 deaths that occurred with an average payout of $12,130.00.

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